Get your loan quote! Loan for any Purpose Borrow up £ 100 to £5,000!
Apply for cash in just a few minutes!

We can help you apply for loan up to £5,000. Start your loan application right here.

  • Flexible process
  • Your data stays safe
  • Trusted lending sources
  • Completely hassle-free
  • Every step designed to be as fast as possible
  • The entire request process takes only minutes

Representative 770% APR

Representative example: if you borrow £550 over 18 months at a flat rate of 180% per annum (fixed) with a representative 770% APR you will make 18 monthly payments of £113.06, repaying £2,035.08 in total. Rates from 45.3% APR to 1721% APR. A short term high cost loan should not be used as a long term solution. We are a broker not a lender. We don’t charge fees. We don’t sell your personal information. We may receive a commission from the lender.

Warning: Late repayments can cause you serious money problems. For help, go to 

How does it work?

Find out how to get started with Payday Quid

Apply Online

Apply using our simple application form. It only takes a few minutes to complete and receive a decision.

Choose Your Loan

Choose how much you’d like to borrow and the loan term. You can apply for a loan from £100 to £5,000*.

Receive your money

Once you have completed your loan application and been approved the money will be deposited into your bank account.

Welcome to Payday Quid

Whether you’re looking for a short term loans UK or payday loan, Payday Quid has the right loan for you.

Consider Payday Quid when you need a little extra. It only takes a few minutes to apply for a short term loans UK.

  • Quick, convenient application process
  • Get a decision in just a few minutes
  • Receive your loan quote and continue

What is the minimum requirement for a loan?

  • You must be a UK resident living in the UK
  • You must be at least 18 years old
  • You must have a valid UK bank account
  • You must have a valid UK address
  • You must be employed and receive a regular income

About Short Term Loans Direct Lenders?

Here at Payday Quid we appreciate customers would like to get money as quickly as possible when they need it most. Many guys look for short term loans direct lenders who offer finance at a rapid pace, whilst payday loans online require you to pay the full amount by your upcoming salary date. Here we’re quite different from traditional payday lenders in approaching. If you’re seeking a loan in a small amount ranging from £100 to £2,000, we’ll be the most reliable credit matching broker, let our customers repay in one go if they need, over a slight extending period paying back weekly or even monthly. If you’re interested, then click REQUEST FUNDS, and we’ll be happy to provide you with a quick decision on a payday loan product. It offers exactly what you’re searching for but with affixed handiness.

What Are Short Term Loans Direct Lenders?

The significance of short term loans direct lenders is the customer has access to finance directly from the lender and needs not to meet any mediator to give assurance. This process is easy, fast, and safe for borrowers. A short term loans no credit check is usually a short-term monetary alternative that is paid back in full on the customer’s next paycheck. short term loans instant are regarded as a magic band for those persons who find themselves for a small amount of loan between two consecutive paydays. On the other hand, these are high-cost short-term finance, interest rates can be high especially if you’re failed to pay the amount back on time.

Here at, we have launched ourselves with short-term financial options for 10 years aiming to give customers a suitable as well as trusted choice in the field of short term loans for bad credit. By doing the right thing for our consumers and offering transparent proper, friendly and reliable small funding. We provide more convenient monetary assistance from a direct lender than traditional payday lenders across the United Kingdom. As we and our UK-affiliated lenders are fully authorized by the Financial Conduct Authority to operate credit lending in the UK. We’ve endeavored toward putting clients’ needs first, making it our aim and value.

As we’re a trusted short term loans easy approval provider offer finance within the same business day once approved; in several cases, we offer funds just in 5 minutes when you digitally send your sign with an agreement with us. Consumers are assigned PCCM (Personal Customer Care Manager) who are worth helping with the application and any queries you’ve. With it, we’re in a position to evaluate your capability to pay and go further in making a decision. We understand everyone is unlike and may not have a fair credit score. It generally starts by clicking the button REQUEST FUNDS and we’ll find you alternative suites to your needs.

How Do I Apply for  Short Term Loans Direct Lenders Today?

The process for applying is very convenient for those rummaging around for short term payday loans direct lenders at We’ve designed our application to be fast and proficient. You, therefore, can take advantage of compare short term loans as fast as possible. Our monetary partners have payday loan requirements you have to follow before starting an application. Requirements are followed as:

You’re above 18yrs old

Be a permanent UK citizen with residential address proof

Be in full-time, part-time employment, or self-employed

Receiving your salary on a fixed date every month

Worthy providing your bank account and debit card details whilst filling out an application

If you meet the criteria mentioned above, we’re glad to help you complete the process starting to end for having a loan. Our lending service is fully transparent and confidential. We don’t hide anything from you to make the whole experience as smooth as probable. At the time of utilizing our short term loans with low interest service, this procedure is made up of different fields. You need to submit your loan request to us via our simple application. This application can be found and accomplished online.

Wait for your outcome once your submitted application is accepted by us and we know how much you demand money. Afterward, we’ll send your cash short term loans request to match our 100+ UK payday lenders. As soon as an approval decision is made, we get your money transferred into your bank account within an hour, or within the same business day.

How long Period I Can Choose to Pay My low interest short term loans UK Direct Lender Back?

If you’re a new customer at our website – payday quid, you can borrow for a maximum length of 6 months and opt for the frequency of reimbursement to be weekly or monthly. You can also go for repaying one payment just like traditional low interest short term loans UK direct lender. If you’re returning customer, you’ll be capable to get a loan maximum of up to £5,000, and a repayment term of it 365 days (12 months). Our affiliated lenders recommend customers choose reimbursement terms that enable them to clear the stability as well as balance speedier rather than selecting the maximum tenure obtainable.

What is a Short Term Loans UK ?

Short term loans UK are known as small, unsecured installment loans that are offered to borrowers over a period of 12 months. Customers can choose its monthly installment scheme for a cash repayment.

Many years have gone by when people had always chosen a short term cash loans to handle emergency payments. This is essentially due to most short-term credit providers asking for less to no assets as collateral when a lending decision is made.

The most convenient thing is that since the advent of the computer age, lowest interest short term loans are being applied online faster in less than 5 minutes. Here at paydayquid we’re never different. As a matter of fact that we accept as true that we’re one of the most rapid short term loan solutions across the United Kingdom. You can apply for our loan service, get a decision in minutes and receive your funds in your bank account in as little as possible time of 15 minutes.

How to Get the Best Short Term Loans UK ?

When seeking short term loans UK comes, you not only need to make a comparison of the Annual Percentage Rate but also many other loan features. You need to read out if the payment program can be varied, even though rates of interest are fixed or not, whether installments are endowed or whether they have a path of decreasing interest rates.

Rummaging around for these advantageous details before obtaining a short term loans for students will make sure that you grab hold of the affordable cash deal possibly. On the other hand, a payday loan is also considered a suitable description of a short-term loan. A payday loan is also small, and unsecured in its nature. It means that this loan may not be affixed to the customer’s payday. But keep the payment schedule in mind that all payday loans can only be provided to borrowers, who have full-time employment, or be earners up to £750 per month.

Online short term loans are generally obtained to manage unforeseen financial expenses, for instance repairing a broken washing machine, a car, or heating boiler; purchasing necessary household appliances, or fixing up a leaking roof. Sometimes you have to pay a few urgent utility or medical bills. Cash emergencies may occur every day and you may find yourself in need of urgent cash injection in such situations. These loans have come in handy for exactly these unpredicted financial purposes.

Here at payday quid we understand borrowers’ situation for quick cash and try to provide the most affordable and efficient small short term loan service possible to support our valuable customers and get their prestige back on the front foot.

Why You Should Opt for Short Term Loans UK from

Day to day, over 100+ customers are constantly choosing their trusted short term loans UK lender throughout the UK. We’re a boutique online credit matching service provider who treats our customers fairly as a fundamental part of our commercial demeanor. We’ve faith in our client login area is by far the most advanced in comparison to any other quick short term loans from direct lenders in UK’s loan arena. It allows borrowers to stay in control of their credit. Would like to find out more information? Please read out our full website.

Our short term loan lender obligations also attract customers to choose their best loan during want of money. You have to meet the following requirements before applying, such as you’re a UK inhabitant over 18yrs old, you’re in full-time employment, and upholding a valid bank account to receive money directly in it. If you meet all these pre-requisites, you then are eligible to apply for short term loans 24hrs and 7 days of a week.

Can I Avail Short Term Loans UK Direct Lender Even with Bad Credit?

Here at, we believe that every guy can be eligible to raise the facility of a short term loans UK direct lender  they need, even with less than perfect credit scores or poor credit.

Many short term loan lenders are cautious about providing these loans to people with bad credit across the United Kingdom, because of the risk it can involve. On the other hand, we’ve settled ourselves apart from other UK credit lenders. Our loans are tailor-made to help guys who are still experiencing lower credit scores than a credit score of 450, 400, or even less. Our lenders consider affordability over credit score. As long as they see that you can obtain the loan reimbursements and that the acquired loan won’t harm your finances, the lenders will happily weigh your loan application submitted to them. When it comes to looking for same day loans UK for bad credit, you then can get the monetary backup that you deserve.

How Do the Repayments of Short Term Loans UK Direct Lender Work?

Even as you fill out an application for short term loans UK direct lender, you need to choose which date of the month you want to make your cash repayments, and you can opt for between 90days and 12 monthly installments. The amount with interest rates is usually a direct debited from your bank that we’ve transferred the fund into.

There’s also an alternative to pay your cash loans bad credit back early, free of charge. So, if your financial condition is healthy and saving money on interest is your desire, you may do so and repay your money as early as possible.

Or else, if you think you’ll punch up to make a reimbursement, please keep in touch with our lenders or contact our customer support team and let them understand the situation in advance. They’ll surely do their best for your betterment.

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